ext_57238 ([identity profile] paksenarrion2.livejournal.com) wrote in [personal profile] silverthorne 2009-03-12 01:42 pm (UTC)

I think employers use it as part of a measure of how the employee will be.

If you have a period in the past of late payments but are current, employers understand that everyone goes through tough patches. But if someone has a bunch of charge-offs and a long period of late payments (or sporadic patches of them) it can indicate a person that is not very responsible.

I wouldn't worry too much about that. Coupled with your work history (which they can readily access since it isn't like you are applying at a completely different company) that should negate a less than perfect credit report.

And I had a credit check done when I applied for my current job six years ago. and I don't handle money in any shape or form

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